Writ of certiorari - An order issued by the U.S. Supreme Court directing the lower court to transmit records for a case which it will hear on appeal.⏎
Voir dire - Jury selection process of questioning prospective jurors, to ascertain their qualifications and determine any basis for challenge.⏎
Secured creditor - A secured creditor is an individual or business that holds a claim against the debtor that is secured by a lien on property of the estate. The property subject to the lien is the secured creditor's collateral.⏎
Undue hardship - The most widely used test for evaluating undue hardship in the dischargeability of a student loan includes three conditions: (1) the debtor cannot maintain – based on current income and expenses – a minimal standard of living if forced to repay the loans; (2) there are indications that the state of affairs is likely to persist for a significant portion of the repayment period; and (3) the debtor made good faith efforts to repay the loans.⏎
Witness - A person called upon by either side in a lawsuit to give testimony before the court or jury.⏎