Sentencing guidelines - A set of rules and principles established by the United States Sentencing Commission that trial judges use to determine the sentence for a convicted defendant.⏎
Secured creditor - A secured creditor is an individual or business that holds a claim against the debtor that is secured by a lien on property of the estate. The property subject to the lien is the secured creditor's collateral.⏎
Undersecured claim - A debt secured by property that is worth less than the amount of the debt.⏎
Statement of financial affairs - A series of questions the debtor must answer in writing concerning sources of income, transfers of property, lawsuits by creditors, etc. (There is an official form a debtor must use.)⏎
Unliquidated claim - A claim for which a specific value has not been determined.⏎